Pay With Q Card
and Q Mastercard
Q Card or Q Mastercard is your perfect shopping partner to purchase your holidays, combining the benefits of a credit card with a range of interest-free deals.
We offer interest-free deals ranging from 6, 12 & 17 months. Ask us about out current finance offers.
An applicable merchant service fee will apply for new business and add-ons.
Interest Free Flexi Payment Plans (without a Payment Holiday):
No interest for 6, 12 or 17 months is available until further notice. Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.
Payment Holiday and Interest Free Flexi Payment Plans:
No payments and no interest for 6 months (“Payment Holiday”) is available until further notice. Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.
Pay with Gem Visa
and Gem CreditLine
Travel Better with Gem Visa and Gem CreditLine. Get 9 months no interest & no payments when you purchase travel over $250. We also offer interest free finance for 6, 10 or 12 months interest free. Ask us about out current interest free finance offers.
Minimum purchase $250 for 6 ,10 or 12 months. Minimum monthly payments required. An applicable merchant service fee will apply for new business and add-ons.
*Minimum purchase $250. Minimum monthly payments required. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. *Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly). Prevailing interest rate (currently Gem Visa 27.99% p.a/ Gem CreditLine 29.95% p.a.) applies after interest free term ends. Credit provided by Latitude Financial Services.