Interest Free Travel Options

Pay With Q Card

and Q Mastercard

Q Card or Q Mastercard is your perfect shopping partner to purchase your holidays, combining the benefits of a credit card with a range of interest-free deals.

We offer interest-free deals ranging from 6, 12, 18 & 24 months. Ask us about our current finance offers.

Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

Payment Holiday and Interest Free Flexi Payment Plans:

No payments and no interest for 6 months (“Payment Holiday”) is available until further notice. Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

See Q Card Terms & Conditions

See Q Card Fees & Charges

Pay with Gem Visa

and Gem CreditLine

Travel Better with Gem Visa and Gem CreditLine. Get 9 months no interest & no payments when you purchase travel over $250. We also offer interest free finance for 6, 10, 12 or 16 months interest free. Ask us about out current interest free finance offers.

Minimum purchase $250. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly)/$65 Gem CreditLine (charged $32.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine cards only. New customers must be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.

More about Gem Visa

Shop with Purple Visa Card at Planet Earth Travel

Purple Visa Card, the credit card that gives you more rewards and flexibility.

Not only can you use your Purple Visa Card for everyday purchases and earn rewards everywhere* you shop, but you also have the option of Long Term Interest Free Finance.

These are just some of the great benefits of being a Purple Visa Card customer.

Earn Rewards

Use your card for everyday purchases and earn Purple Dollars on Eligible Visa Transactions.

Super Flexible

From earning rewards when you shop, to having the flexibility of long-term Interest Free finance for those larger purchases,* the Purple Visa Card has never been more flexible.

Long Term Interest Free Deals

If you already have a Purple Visa Card Account, contact Planet Earth Travel and ask about the latest long-term Interest Free deal.

Things to Know:

*12 months interest free is available on purchases $500 and over using Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees apply. Prevailing Purchase interest rate will apply to any outstanding balance at the expiry of the interest free period. Visit purplevisa.co.nz for more information. Purple Dollars cannot be earned or redeemed on long-term interest free purchases. Purple Visa Card is issued by SBS Money Limited.

Rates and Fees (current as of 1 April 2024 and subject to change)

Payment
Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit purplevisa.co.nz for more information.