Interest Free Travel Options

Pay With Q Card

and Q Mastercard

Q Card or Q Mastercard is your perfect shopping partner to purchase your holidays, combining the benefits of a credit card with a range of interest-free deals.

We offer interest-free deals ranging from 6 – 15 months. Ask us about out current finance offers. 

Interest Free Flexi Payment Plans (without a Payment Holiday):

No interest for 12 or 15 months is available until further notice. Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

Payment Holiday and Interest Free Flexi Payment Plans:

No payments and no interest for 6 months (“Payment Holiday”) is available until further notice. Minimum spend $250. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of a payment holiday or interest free period. Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

See Q Card Terms & Conditions

See Q Card Fees & Charges

Pay with Gem Visa

and Gem CreditLine

Travel Better with Gem Visa and Gem CreditLine. Get 9 months no interest & no payments when you purchase travel over $250. We also offer interest free finance for 6, 12 or 18 months interest free. Ask us about out current interest free finance offers. 

Minimum purchase $250 for 6 – 12 months & $500 for 18 months. Minimum monthly payments required.

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

More about Gem Visa